The median home in Pacifica, California is valued at $1,220,993, down 2.9% year over year. Typical monthly rent is $3,541, producing a price-to-rent ratio of 28.7x — well above the national average of 18x. Pacifica is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: San Francisco-Oakland-Berkeley, CA stress score, crash risk, and 12-month forecast →

Home Value$1,220,993

-2.9%

Rent$3,541/mo

AFFORDABILITY

Enter your income for Pacifica.

Income (annual)

Down Payment

$244,199 on $1,220,993

Out of reach — 112.7% of income

Need $301,971/yr to afford.

PITI$7,046

P/I112.7%

Afford$303K

Gap-$918K

P&I $6,174Tax $722Ins $150

Renting $3,505/mo cheaper ($3,541 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Pacifica with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full San Francisco-Oakland-Berkeley, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.

View San Francisco-Oakland-Berkeley, CA metro →

PACIFICA, CA