The median home in Palm Desert, California is valued at $544,010, down 3.2% year over year. Typical monthly rent is $2,538, producing a price-to-rent ratio of 17.9x — near the national average of 18x. Palm Desert is part of the Riverside-San Bernardino-Ontario, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$544,010
-3.2%
Rent$2,538/mo
AFFORDABILITYRenting $685/mo cheaper ($2,538 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Palm Desert.
$108,802 on $544,010
Out of reach — 51.6% of income
Need $138,129/yr to afford.
PITI$3,223
P/I51.6%
Afford$295K
Gap-$249K
P&I $2,751Tax $322Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full Riverside-San Bernardino-Ontario, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Riverside-San Bernardino-Ontario, CA metro.
View Riverside-San Bernardino-Ontario, CA metro →