The median home in Patterson, California is valued at $499,806, down 1.6% year over year. Typical monthly rent is $2,415, producing a price-to-rent ratio of 17.2x — near the national average of 18x. Patterson is part of the Modesto, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$499,806

-1.6%

Rent$2,415/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$99,961 on $499,806

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Out of reach47.6% of income

Need $127,414/yr to afford.

PITI$2,973

P/I47.6%

Afford$294K

Gap-$206K

P&I $2,527Tax $296Ins $150

Renting $558/mo cheaper ($2,415 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Patterson with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Modesto, CA analysis

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Patterson, CA