The median home in Patterson, California is valued at $499,806, down 1.6% year over year. Typical monthly rent is $2,415, producing a price-to-rent ratio of 17.2x — near the national average of 18x. Patterson is part of the Modesto, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$499,806
-1.6%
Rent$2,415/mo
AFFORDABILITYRenting $558/mo cheaper ($2,415 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Patterson.
$99,961 on $499,806
Out of reach — 47.6% of income
Need $127,414/yr to afford.
PITI$2,973
P/I47.6%
Afford$294K
Gap-$206K
P&I $2,527Tax $296Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full Modesto, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Modesto, CA metro.
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