Median home value: $372K (-5.2% YoY). Rent: $1,650/mo. Price-to-rent: 18.8x. Part of Bakersfield, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Bakersfield, CA metro page.
Home Value$371,571
-5.2%
Rent$1,650/mo
AFFORDABILITYRenting $502/mo cheaper ($1,650 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Pine Mountain Club.
$74,314 on $371,571
Stretch — 34.4% of income
Above 28% but manageable with cuts.
PITI$2,152
P/I34.4%
Afford$302K
Gap-$69K
P&I $1,782Tax $220Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing