The median home in Pismo Beach, California is valued at $1,078,758, up 3.0% year over year. Typical monthly rent is $3,182, producing a price-to-rent ratio of 28.3x — well above the national average of 18x. Pismo Beach is part of the San Luis Obispo-Paso Robles, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: San Luis Obispo-Paso Robles, CA stress score, crash risk, and 12-month forecast →
Home Value$1,078,758
+3.0%
Rent$3,182/mo
AFFORDABILITYRenting $3,061/mo cheaper ($3,182 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Pismo Beach.
$215,752 on $1,078,758
Out of reach — 99.9% of income
Need $267,557/yr to afford.
PITI$6,243
P/I99.9%
Afford$302K
Gap-$776K
P&I $5,455Tax $638Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
Compare Pismo Beach with other housing markets across California.
Full San Luis Obispo-Paso Robles, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Luis Obispo-Paso Robles, CA metro.
View San Luis Obispo-Paso Robles, CA metro →