The median home in Pismo Beach, California is valued at $1,078,758, up 3.0% year over year. Typical monthly rent is $3,182, producing a price-to-rent ratio of 28.3x — well above the national average of 18x. Pismo Beach is part of the San Luis Obispo-Paso Robles, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,078,758

+3.0%

Rent$3,182/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Pismo Beach.

Income (annual)

Down Payment

$215,752 on $1,078,758

Example: $75,000 household income. Change it above to see your own.

Out of reach99.9% of income

Need $267,557/yr to afford.

PITI$6,243

P/I99.9%

Afford$302K

Gap-$776K

P&I $5,455Tax $638Ins $150

Renting $3,061/mo cheaper ($3,182 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Pismo Beach with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Luis Obispo-Paso Robles, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Luis Obispo-Paso Robles, CA metro.

View San Luis Obispo-Paso Robles, CA metro

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Pismo Beach, CA