City

PISMO BEACH, CA

San Luis Obispo-Paso Robles, CA

Median home value: $1079K (+3.0% YoY). Rent: $3,182/mo. Price-to-rent: 28.3x. Part of San Luis Obispo-Paso Robles, CA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, San Luis Obispo-Paso Robles, CA metro page.

Home Value$1,078,758
+3.0%
Rent$3,182/mo
AFFORDABILITY

Enter your income for Pismo Beach.

$215,752 on $1,078,758
Out of reach — 95.4% of income

Need $255,514/yr to afford.

PITI$5,962
P/I95.4%
Afford$317K
Gap-$762K
P&I $5,174Tax $638Ins $150
Renting $2,780/mo cheaper ($3,182 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Pismo Beach Housing Market | CrashWatch