City

RAMONA, CA

San Diego-Chula Vista-Carlsbad, CA

Median home value: $786K (-2.3% YoY). Rent: $2,118/mo. Price-to-rent: 30.9x. Part of San Diego-Chula Vista-Carlsbad, CA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, San Diego-Chula Vista-Carlsbad, CA metro page.

Home Value$786,340
-2.3%
Rent$2,118/mo
AFFORDABILITY

Enter your income for Ramona.

$157,268 on $786,340
Out of reach — 70.2% of income

Need $188,014/yr to afford.

PITI$4,387
P/I70.2%
Afford$314K
Gap-$473K
P&I $3,772Tax $465Ins $150
Renting $2,269/mo cheaper ($2,118 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Ramona Housing Market | CrashWatch