The median home in Ramona, California is valued at $786,340, down 2.3% year over year. Typical monthly rent is $2,118, producing a price-to-rent ratio of 30.9x — well above the national average of 18x. Ramona is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$786,340

-2.3%

Rent$2,118/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$157,268 on $786,340

Example: $75,000 household income. Change it above to see your own.

Out of reach73.5% of income

Need $196,757/yr to afford.

PITI$4,591

P/I73.5%

Afford$300K

Gap-$487K

P&I $3,976Tax $465Ins $150

Renting $2,473/mo cheaper ($2,118 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Ramona with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Diego-Chula Vista-Carlsbad, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Diego-Chula Vista-Carlsbad, CA metro.

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Ramona, CA