The median home in Ranchita, California is valued at $467,349, up 1.1% year over year. Ranchita is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$467,349

+1.1%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$93,470 on $467,349

Example: $75,000 household income. Change it above to see your own.

Out of reach44.6% of income

Need $119,571/yr to afford.

PITI$2,790

P/I44.6%

Afford$293K

Gap-$174K

P&I $2,363Tax $277Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Ranchita with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Diego-Chula Vista-Carlsbad, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Diego-Chula Vista-Carlsbad, CA metro.

View San Diego-Chula Vista-Carlsbad, CA metro

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Ranchita, CA