The median home in Rancho Mirage, California is valued at $825,743, down 3.8% year over year. Typical monthly rent is $4,526, producing a price-to-rent ratio of 15.2x — near the national average of 18x. Rancho Mirage is part of the Riverside-San Bernardino-Ontario, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Riverside-San Bernardino-Ontario, CA stress score, crash risk, and 12-month forecast →

Home Value$825,743

-3.8%

Rent$4,526/mo

AFFORDABILITY

Enter your income for Rancho Mirage.

Income (annual)

Down Payment

$165,149 on $825,743

Out of reach — 77% of income

Need $206,314/yr to afford.

PITI$4,814

P/I77%

Afford$300K

Gap-$526K

P&I $4,175Tax $489Ins $150

Renting $288/mo cheaper ($4,526 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Rancho Mirage with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Riverside-San Bernardino-Ontario, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Riverside-San Bernardino-Ontario, CA metro.

View Riverside-San Bernardino-Ontario, CA metro →

RANCHO MIRAGE, CA