Median home value: $1002K (-2.7% YoY). Rent: $2,985/mo. Price-to-rent: 28.0x. Part of Los Angeles-Long Beach-Anaheim, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Los Angeles-Long Beach-Anaheim, CA metro page.
Home Value$1,001,520
-2.7%
Rent$2,985/mo
AFFORDABILITYRenting $2,561/mo cheaper ($2,985 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Rancho Santa Margarita.
$200,304 on $1,001,520
Out of reach — 88.7% of income
Need $237,686/yr to afford.
PITI$5,546
P/I88.7%
Afford$316K
Gap-$685K
P&I $4,804Tax $593Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing