The median home in Richmond, California is valued at $586,073, down 6.0% year over year. Typical monthly rent is $2,420, producing a price-to-rent ratio of 20.2x — well above the national average of 18x. Richmond is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: San Francisco-Oakland-Berkeley, CA stress score, crash risk, and 12-month forecast →

Home Value$586,073

-6.0%

Rent$2,420/mo

AFFORDABILITY

Enter your income for Richmond.

Income (annual)

Down Payment

$117,215 on $586,073

Out of reach — 55.4% of income

Need $148,286/yr to afford.

PITI$3,460

P/I55.4%

Afford$296K

Gap-$290K

P&I $2,964Tax $347Ins $150

Renting $1,040/mo cheaper ($2,420 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Richmond with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full San Francisco-Oakland-Berkeley, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.

View San Francisco-Oakland-Berkeley, CA metro →

RICHMOND, CA