The median home in Rio Oso, California is valued at $608,745, up 3.0% year over year. Rio Oso is part of the Yuba City, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Yuba City, CA stress score, crash risk, and 12-month forecast →

Home Value$608,745

+3.0%

AFFORDABILITY

Enter your income for Rio Oso.

Income (annual)

Down Payment

$121,749 on $608,745

Out of reach — 57.4% of income

Need $153,771/yr to afford.

PITI$3,588

P/I57.4%

Afford$297K

Gap-$312K

P&I $3,078Tax $360Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Rio Oso with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Yuba City, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Yuba City, CA metro.

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RIO OSO, CA