The median home in Riverbank, California is valued at $477,278, down 1.0% year over year. Typical monthly rent is $2,382, producing a price-to-rent ratio of 16.7x — near the national average of 18x. Riverbank is part of the Modesto, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$477,278
-1.0%
Rent$2,382/mo
AFFORDABILITYRenting $464/mo cheaper ($2,382 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Riverbank.
$95,456 on $477,278
Out of reach — 45.5% of income
Need $121,971/yr to afford.
PITI$2,846
P/I45.5%
Afford$293K
Gap-$184K
P&I $2,413Tax $282Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full Modesto, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Modesto, CA metro.
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