The median home in Sacramento, California is valued at $468,296, down 3.1% year over year. Typical monthly rent is $2,015, producing a price-to-rent ratio of 19.4x — near the national average of 18x. Sacramento is part of the Sacramento-Roseville-Folsom, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$468,296

-3.1%

Rent$2,015/mo

Prices falling — better for buyers.

Affordability

Enter your income for Sacramento.

Income (annual)

Down Payment

$93,659 on $468,296

Example: $75,000 household income. Change it above to see your own.

Out of reach44.7% of income

Need $119,786/yr to afford.

PITI$2,795

P/I44.7%

Afford$293K

Gap-$175K

P&I $2,368Tax $277Ins $150

Renting $780/mo cheaper ($2,015 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Sacramento with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Sacramento-Roseville-Folsom, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sacramento-Roseville-Folsom, CA metro.

View Sacramento-Roseville-Folsom, CA metro

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Sacramento, CA