The median home in Sacramento, California is valued at $468,296, down 3.1% year over year. Typical monthly rent is $2,015, producing a price-to-rent ratio of 19.4x — near the national average of 18x. Sacramento is part of the Sacramento-Roseville-Folsom, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Sacramento-Roseville-Folsom, CA stress score, crash risk, and 12-month forecast →

Home Value$468,296

-3.1%

Rent$2,015/mo

AFFORDABILITY

Enter your income for Sacramento.

Income (annual)

Down Payment

$93,659 on $468,296

Out of reach — 44.7% of income

Need $119,786/yr to afford.

PITI$2,795

P/I44.7%

Afford$293K

Gap-$175K

P&I $2,368Tax $277Ins $150

Renting $780/mo cheaper ($2,015 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Sacramento with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Sacramento-Roseville-Folsom, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sacramento-Roseville-Folsom, CA metro.

View Sacramento-Roseville-Folsom, CA metro →

SACRAMENTO, CA