The median home in San Bernardino, California is valued at $479,006, down 1.5% year over year. Typical monthly rent is $1,948, producing a price-to-rent ratio of 20.5x — well above the national average of 18x. San Bernardino is part of the Riverside-San Bernardino-Ontario, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Riverside-San Bernardino-Ontario, CA stress score, crash risk, and 12-month forecast →

Home Value$479,006

-1.5%

Rent$1,948/mo

AFFORDABILITY

Enter your income for San Bernardino.

Income (annual)

Down Payment

$95,801 on $479,006

Out of reach — 45.7% of income

Need $122,400/yr to afford.

PITI$2,856

P/I45.7%

Afford$294K

Gap-$185K

P&I $2,422Tax $283Ins $150

Renting $908/mo cheaper ($1,948 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare San Bernardino with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Riverside-San Bernardino-Ontario, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Riverside-San Bernardino-Ontario, CA metro.

View Riverside-San Bernardino-Ontario, CA metro →

SAN BERNARDINO, CA