The median home in San Carlos, California is valued at $2,302,046, up 2.9% year over year. Typical monthly rent is $3,565, producing a price-to-rent ratio of 53.8x — well above the national average of 18x. San Carlos is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$2,302,046

+2.9%

Rent$3,565/mo

Prices rising — worse for buyers.

Affordability

Enter your income for San Carlos.

Income (annual)

Down Payment

$460,409 on $2,302,046

Example: $75,000 household income. Change it above to see your own.

Out of reach210.4% of income

Need $563,657/yr to afford.

PITI$13,152

P/I210.4%

Afford$306K

Gap-$2M

P&I $11,640Tax $1,362Ins $150

Renting $9,587/mo cheaper ($3,565 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare San Carlos with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Francisco-Oakland-Berkeley, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.

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San Carlos, CA