The median home in San Clemente, California is valued at $1,657,019, down 0.9% year over year. Typical monthly rent is $3,305, producing a price-to-rent ratio of 41.8x — well above the national average of 18x. San Clemente is part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$1,657,019
-0.9%
Rent$3,305/mo
AFFORDABILITYRenting $6,204/mo cheaper ($3,305 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for San Clemente.
$331,404 on $1,657,019
Out of reach — 152.1% of income
Need $407,529/yr to afford.
PITI$9,509
P/I152.1%
Afford$305K
Gap-$1352K
P&I $8,379Tax $980Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full Los Angeles-Long Beach-Anaheim, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Los Angeles-Long Beach-Anaheim, CA metro.
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