The median home in San Diego, California is valued at $974,054, down 3.6% year over year. Typical monthly rent is $2,893, producing a price-to-rent ratio of 28.1x — well above the national average of 18x. San Diego is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$974,054
-3.6%
Rent$2,893/mo
AFFORDABILITYRenting $2,759/mo cheaper ($2,893 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for San Diego.
$194,811 on $974,054
Out of reach — 90.4% of income
Need $242,229/yr to afford.
PITI$5,652
P/I90.4%
Afford$302K
Gap-$672K
P&I $4,925Tax $576Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full San Diego-Chula Vista-Carlsbad, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Diego-Chula Vista-Carlsbad, CA metro.
View San Diego-Chula Vista-Carlsbad, CA metro →