The median home in San Joaquin, California is valued at $289,533, up 0.8% year over year. San Joaquin is part of the Fresno, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Fresno, CA stress score, crash risk, and 12-month forecast →

Home Value$289,533

+0.8%

AFFORDABILITY

Enter your income for San Joaquin.

Income (annual)

Down Payment

$57,907 on $289,533

Stretch — 28.6% of income

Above 28% but manageable with cuts.

PITI$1,785

P/I28.6%

Afford$284K

Gap-$6K

P&I $1,464Tax $171Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare San Joaquin with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Fresno, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Fresno, CA metro.

View Fresno, CA metro →

SAN JOAQUIN, CA