The median home in San Jose, California is valued at $1,401,449, down 2.8% year over year. Typical monthly rent is $3,219, producing a price-to-rent ratio of 36.3x — well above the national average of 18x. San Jose is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,401,449

-2.8%

Rent$3,219/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$280,290 on $1,401,449

Example: $75,000 household income. Change it above to see your own.

Out of reach129.1% of income

Need $345,686/yr to afford.

PITI$8,066

P/I129.1%

Afford$304K

Gap-$1.1M

P&I $7,086Tax $829Ins $150

Renting $4,847/mo cheaper ($3,219 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare San Jose with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Jose-Sunnyvale-Santa Clara, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Jose-Sunnyvale-Santa Clara, CA metro.

View San Jose-Sunnyvale-Santa Clara, CA metro

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San Jose, CA