City

SAN LUIS OBISPO, CA

San Luis Obispo-Paso Robles, CA

Median home value: $1058K (+2.9% YoY). Rent: $3,875/mo. Price-to-rent: 22.8x. Part of San Luis Obispo-Paso Robles, CA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, San Luis Obispo-Paso Robles, CA metro page.

Home Value$1,058,450
+2.9%
Rent$3,875/mo
AFFORDABILITY

Enter your income for San Luis Obispo.

$211,690 on $1,058,450
Out of reach — 93.6% of income

Need $250,843/yr to afford.

PITI$5,853
P/I93.6%
Afford$316K
Gap-$742K
P&I $5,077Tax $626Ins $150
Renting $1,978/mo cheaper ($3,875 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing