The median home in San Marcos, California is valued at $923,537, down 2.3% year over year. Typical monthly rent is $3,081, producing a price-to-rent ratio of 25x — well above the national average of 18x. San Marcos is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$923,537
-2.3%
Rent$3,081/mo
AFFORDABILITYRenting $2,285/mo cheaper ($3,081 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for San Marcos.
$184,707 on $923,537
Out of reach — 85.9% of income
Need $229,971/yr to afford.
PITI$5,366
P/I85.9%
Afford$301K
Gap-$622K
P&I $4,670Tax $546Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full San Diego-Chula Vista-Carlsbad, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Diego-Chula Vista-Carlsbad, CA metro.
View San Diego-Chula Vista-Carlsbad, CA metro →