City

SAN MATEO, CA

San Francisco-Oakland-Berkeley, CA

Median home value: $1603K (-0.1% YoY). Rent: $3,370/mo. Price-to-rent: 39.6x. Part of San Francisco-Oakland-Berkeley, CA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, San Francisco-Oakland-Berkeley, CA metro page.

Home Value$1,603,057
-0.1%
Rent$3,370/mo
AFFORDABILITY

Enter your income for San Mateo.

$320,611 on $1,603,057
Out of reach — 140.6% of income

Need $376,586/yr to afford.

PITI$8,787
P/I140.6%
Afford$319K
Gap-$1284K
P&I $7,689Tax $948Ins $150
Renting $5,417/mo cheaper ($3,370 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
San Mateo Housing Market | CrashWatch