The median home in San Pablo, California is valued at $549,036, down 7.0% year over year. Typical monthly rent is $2,236, producing a price-to-rent ratio of 20.5x — well above the national average of 18x. San Pablo is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: San Francisco-Oakland-Berkeley, CA stress score, crash risk, and 12-month forecast →

Home Value$549,036

-7.0%

Rent$2,236/mo

AFFORDABILITY

Enter your income for San Pablo.

Income (annual)

Down Payment

$109,807 on $549,036

Out of reach — 52% of income

Need $139,329/yr to afford.

PITI$3,251

P/I52%

Afford$296K

Gap-$253K

P&I $2,776Tax $325Ins $150

Renting $1,015/mo cheaper ($2,236 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare San Pablo with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full San Francisco-Oakland-Berkeley, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.

View San Francisco-Oakland-Berkeley, CA metro →

SAN PABLO, CA