The median home in San Rafael, California is valued at $1,248,947, down 1.2% year over year. Typical monthly rent is $3,020, producing a price-to-rent ratio of 34.5x — well above the national average of 18x. San Rafael is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,248,947

-1.2%

Rent$3,020/mo

Prices falling — better for buyers.

Affordability

Enter your income for San Rafael.

Income (annual)

Down Payment

$249,789 on $1,248,947

Example: $75,000 household income. Change it above to see your own.

Out of reach115.3% of income

Need $308,743/yr to afford.

PITI$7,204

P/I115.3%

Afford$303K

Gap-$946K

P&I $6,315Tax $739Ins $150

Renting $4,184/mo cheaper ($3,020 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare San Rafael with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Francisco-Oakland-Berkeley, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.

View San Francisco-Oakland-Berkeley, CA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

San Rafael, CA