The median home in San Rafael, California is valued at $1,248,947, down 1.2% year over year. Typical monthly rent is $3,020, producing a price-to-rent ratio of 34.5x — well above the national average of 18x. San Rafael is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$1,248,947
-1.2%
Rent$3,020/mo
AFFORDABILITYRenting $4,184/mo cheaper ($3,020 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for San Rafael.
$249,789 on $1,248,947
Out of reach — 115.3% of income
Need $308,743/yr to afford.
PITI$7,204
P/I115.3%
Afford$303K
Gap-$946K
P&I $6,315Tax $739Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full San Francisco-Oakland-Berkeley, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.
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