Median home value: $1249K (-1.2% YoY). Rent: $3,020/mo. Price-to-rent: 34.5x. Part of San Francisco-Oakland-Berkeley, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, San Francisco-Oakland-Berkeley, CA metro page.
Home Value$1,248,947
-1.2%
Rent$3,020/mo
AFFORDABILITYRenting $3,859/mo cheaper ($3,020 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for San Rafael.
$249,789 on $1,248,947
Out of reach — 110.1% of income
Need $294,814/yr to afford.
PITI$6,879
P/I110.1%
Afford$318K
Gap-$931K
P&I $5,990Tax $739Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing