The median home in San Ramon, California is valued at $1,479,156, down 7.3% year over year. Typical monthly rent is $2,690, producing a price-to-rent ratio of 45.8x — well above the national average of 18x. San Ramon is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$1,479,156
-7.3%
Rent$2,690/mo
AFFORDABILITYRenting $5,815/mo cheaper ($2,690 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for San Ramon.
$295,831 on $1,479,156
Out of reach — 136.1% of income
Need $364,500/yr to afford.
PITI$8,505
P/I136.1%
Afford$304K
Gap-$1175K
P&I $7,479Tax $875Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full San Francisco-Oakland-Berkeley, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.
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