The median home in San Ramon, California is valued at $1,479,156, down 7.3% year over year. Typical monthly rent is $2,690, producing a price-to-rent ratio of 45.8x — well above the national average of 18x. San Ramon is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,479,156

-7.3%

Rent$2,690/mo

Prices falling — better for buyers.

Affordability

Enter your income for San Ramon.

Income (annual)

Down Payment

$295,831 on $1,479,156

Example: $75,000 household income. Change it above to see your own.

Out of reach136.1% of income

Need $364,500/yr to afford.

PITI$8,505

P/I136.1%

Afford$304K

Gap-$1.17M

P&I $7,479Tax $875Ins $150

Renting $5,815/mo cheaper ($2,690 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare San Ramon with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Francisco-Oakland-Berkeley, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.

View San Francisco-Oakland-Berkeley, CA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

San Ramon, CA