Median home value: $1778K (+0.4% YoY). Rent: $3,662/mo. Price-to-rent: 40.5x. Part of Santa Maria-Santa Barbara, CA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Santa Maria-Santa Barbara, CA metro page.

Home Value$1,778,342

+0.4%

Rent$3,662/mo

AFFORDABILITY

Enter your income for Santa Barbara.

Income (annual)

Down Payment

$355,668 on $1,778,342

Out of reach — 155.7% of income

Need $417,086/yr to afford.

PITI$9,732

P/I155.7%

Afford$320K

Gap-$1459K

P&I $8,530Tax $1,052Ins $150

Renting $6,070/mo cheaper ($3,662 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.

SANTA BARBARA, CA