The median home in Santa Clara, California is valued at $1,704,009, down 1.1% year over year. Typical monthly rent is $3,598, producing a price-to-rent ratio of 39.5x — well above the national average of 18x. Santa Clara is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,704,009

-1.1%

Rent$3,598/mo

Prices falling — better for buyers.

Affordability

Enter your income for Santa Clara.

Income (annual)

Down Payment

$340,802 on $1,704,009

Example: $75,000 household income. Change it above to see your own.

Out of reach156.4% of income

Need $418,929/yr to afford.

PITI$9,775

P/I156.4%

Afford$305K

Gap-$1.4M

P&I $8,616Tax $1,008Ins $150

Renting $6,177/mo cheaper ($3,598 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Santa Clara with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Jose-Sunnyvale-Santa Clara, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Jose-Sunnyvale-Santa Clara, CA metro.

View San Jose-Sunnyvale-Santa Clara, CA metro

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