The median home in Santa Clara, California is valued at $1,704,009, down 1.1% year over year. Typical monthly rent is $3,598, producing a price-to-rent ratio of 39.5x — well above the national average of 18x. Santa Clara is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$1,704,009
-1.1%
Rent$3,598/mo
AFFORDABILITYRenting $6,177/mo cheaper ($3,598 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Santa Clara.
$340,802 on $1,704,009
Out of reach — 156.4% of income
Need $418,929/yr to afford.
PITI$9,775
P/I156.4%
Afford$305K
Gap-$1399K
P&I $8,616Tax $1,008Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full San Jose-Sunnyvale-Santa Clara, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Jose-Sunnyvale-Santa Clara, CA metro.
View San Jose-Sunnyvale-Santa Clara, CA metro →