Median home value: $641K (+0.3% YoY). Rent: $2,389/mo. Price-to-rent: 22.4x. Part of Santa Maria-Santa Barbara, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Santa Maria-Santa Barbara, CA metro page.
Home Value$640,957
+0.3%
Rent$2,389/mo
AFFORDABILITYRenting $1,215/mo cheaper ($2,389 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Santa Maria.
$128,191 on $640,957
Out of reach — 57.7% of income
Need $154,457/yr to afford.
PITI$3,604
P/I57.7%
Afford$311K
Gap-$330K
P&I $3,074Tax $379Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing