The median home in Santa Monica, California is valued at $1,668,263, down 1.4% year over year. Typical monthly rent is $3,567, producing a price-to-rent ratio of 39x — well above the national average of 18x. Santa Monica is part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,668,263

-1.4%

Rent$3,567/mo

Prices falling — better for buyers.

Affordability

Enter your income for Santa Monica.

Income (annual)

Down Payment

$333,653 on $1,668,263

Example: $75,000 household income. Change it above to see your own.

Out of reach153.2% of income

Need $410,271/yr to afford.

PITI$9,573

P/I153.2%

Afford$305K

Gap-$1.36M

P&I $8,436Tax $987Ins $150

Renting $6,006/mo cheaper ($3,567 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Santa Monica with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Los Angeles-Long Beach-Anaheim, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Los Angeles-Long Beach-Anaheim, CA metro.

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Santa Monica, CA