The median home in Santa Monica, California is valued at $1,668,263, down 1.4% year over year. Typical monthly rent is $3,567, producing a price-to-rent ratio of 39x — well above the national average of 18x. Santa Monica is part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$1,668,263
-1.4%
Rent$3,567/mo
AFFORDABILITYRenting $6,006/mo cheaper ($3,567 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Santa Monica.
$333,653 on $1,668,263
Out of reach — 153.2% of income
Need $410,271/yr to afford.
PITI$9,573
P/I153.2%
Afford$305K
Gap-$1363K
P&I $8,436Tax $987Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full Los Angeles-Long Beach-Anaheim, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Los Angeles-Long Beach-Anaheim, CA metro.
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