The median home in Santa Paula, California is valued at $696,135, down 1.0% year over year. Typical monthly rent is $2,475, producing a price-to-rent ratio of 23.4x — well above the national average of 18x. Santa Paula is part of the Oxnard-Thousand Oaks-Ventura, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Oxnard-Thousand Oaks-Ventura, CA stress score, crash risk, and 12-month forecast →

Home Value$696,135

-1.0%

Rent$2,475/mo

AFFORDABILITY

Enter your income for Santa Paula.

Income (annual)

Down Payment

$139,227 on $696,135

Out of reach — 65.3% of income

Need $174,943/yr to afford.

PITI$4,082

P/I65.3%

Afford$298K

Gap-$398K

P&I $3,520Tax $412Ins $150

Renting $1,607/mo cheaper ($2,475 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Santa Paula with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Oxnard-Thousand Oaks-Ventura, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oxnard-Thousand Oaks-Ventura, CA metro.

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SANTA PAULA, CA