The median home in Santa Rosa, California is valued at $700,246, down 2.8% year over year. Typical monthly rent is $2,525, producing a price-to-rent ratio of 23.1x — well above the national average of 18x. Santa Rosa is part of the Santa Rosa-Petaluma, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$700,246

-2.8%

Rent$2,525/mo

Prices falling — better for buyers.

Affordability

Enter your income for Santa Rosa.

Income (annual)

Down Payment

$140,049 on $700,246

Example: $75,000 household income. Change it above to see your own.

Out of reach65.7% of income

Need $175,929/yr to afford.

PITI$4,105

P/I65.7%

Afford$299K

Gap-$402K

P&I $3,541Tax $414Ins $150

Renting $1,580/mo cheaper ($2,525 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Santa Rosa with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Santa Rosa-Petaluma, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Santa Rosa-Petaluma, CA metro.

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Santa Rosa, CA