City

SANTA YNEZ, CA

Santa Maria-Santa Barbara, CA

Median home value: $1790K (+0.6% YoY). Part of Santa Maria-Santa Barbara, CA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Santa Maria-Santa Barbara, CA metro page.

Home Value$1,790,479
+0.6%
AFFORDABILITY

Enter your income for Santa Ynez.

$358,096 on $1,790,479
Out of reach — 156.8% of income

Need $419,871/yr to afford.

PITI$9,797
P/I156.8%
Afford$320K
Gap-$1471K
P&I $8,588Tax $1,059Ins $150
6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Santa Ynez Housing Market | CrashWatch