City

SANTA YNEZ, CA

Santa Maria-Santa Barbara, CA

The median home in Santa Ynez, California is valued at $1,790,479, up 0.6% year over year. Santa Ynez is part of the Santa Maria-Santa Barbara, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Santa Maria-Santa Barbara, CA stress score, crash risk, and 12-month forecast →

Home Value$1,790,479

+0.6%

AFFORDABILITY

Enter your income for Santa Ynez.

Income (annual)

Down Payment

$358,096 on $1,790,479

Out of reach — 164.2% of income

Need $439,843/yr to afford.

PITI$10,263

P/I164.2%

Afford$305K

Gap-$1485K

P&I $9,054Tax $1,059Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Santa Ynez with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Santa Maria-Santa Barbara, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Santa Maria-Santa Barbara, CA metro.

View Santa Maria-Santa Barbara, CA metro →