City

SARATOGA, CA

San Jose-Sunnyvale-Santa Clara, CA

Median home value: $3991K (+2.6% YoY). Rent: $4,460/mo. Price-to-rent: 74.6x. Part of San Jose-Sunnyvale-Santa Clara, CA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, San Jose-Sunnyvale-Santa Clara, CA metro page.

Home Value$3,991,120
+2.6%
Rent$4,460/mo
AFFORDABILITY

Enter your income for Saratoga.

$798,224 on $3,991,120
Out of reach — 346.5% of income

Need $928,029/yr to afford.

PITI$21,654
P/I346.5%
Afford$323K
Gap-$3669K
P&I $19,143Tax $2,361Ins $150
Renting $17,194/mo cheaper ($4,460 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Saratoga Housing Market | CrashWatch