The median home in Simi Valley, California is valued at $826,436, down 2.6% year over year. Typical monthly rent is $2,922, producing a price-to-rent ratio of 23.6x — well above the national average of 18x. Simi Valley is part of the Oxnard-Thousand Oaks-Ventura, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Oxnard-Thousand Oaks-Ventura, CA stress score, crash risk, and 12-month forecast →

Home Value$826,436

-2.6%

Rent$2,922/mo

AFFORDABILITY

Enter your income for Simi Valley.

Income (annual)

Down Payment

$165,287 on $826,436

Out of reach — 77.1% of income

Need $206,486/yr to afford.

PITI$4,818

P/I77.1%

Afford$300K

Gap-$526K

P&I $4,179Tax $489Ins $150

Renting $1,896/mo cheaper ($2,922 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Simi Valley with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Oxnard-Thousand Oaks-Ventura, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oxnard-Thousand Oaks-Ventura, CA metro.

View Oxnard-Thousand Oaks-Ventura, CA metro →

SIMI VALLEY, CA