The median home in Simi Valley, California is valued at $826,436, down 2.6% year over year. Typical monthly rent is $2,922, producing a price-to-rent ratio of 23.6x — well above the national average of 18x. Simi Valley is part of the Oxnard-Thousand Oaks-Ventura, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$826,436

-2.6%

Rent$2,922/mo

Prices falling — better for buyers.

Affordability

Enter your income for Simi Valley.

Income (annual)

Down Payment

$165,287 on $826,436

Example: $75,000 household income. Change it above to see your own.

Out of reach77.1% of income

Need $206,486/yr to afford.

PITI$4,818

P/I77.1%

Afford$300K

Gap-$526K

P&I $4,179Tax $489Ins $150

Renting $1,896/mo cheaper ($2,922 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Simi Valley with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Oxnard-Thousand Oaks-Ventura, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oxnard-Thousand Oaks-Ventura, CA metro.

View Oxnard-Thousand Oaks-Ventura, CA metro

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Simi Valley, CA