The median home in Somerset, California is valued at $453,664, down 3.5% year over year. Somerset is part of the Sacramento-Roseville-Folsom, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$453,664

-3.5%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$90,733 on $453,664

Example: $75,000 household income. Change it above to see your own.

Out of reach43.4% of income

Need $116,229/yr to afford.

PITI$2,712

P/I43.4%

Afford$293K

Gap-$161K

P&I $2,294Tax $268Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Somerset with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Sacramento-Roseville-Folsom, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sacramento-Roseville-Folsom, CA metro.

View Sacramento-Roseville-Folsom, CA metro

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Somerset, CA