Median home value: $1277K (+1.1% YoY). Rent: $2,895/mo. Price-to-rent: 36.8x. Part of Santa Cruz-Watsonville, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Santa Cruz-Watsonville, CA metro page.
Home Value$1,277,230
+1.1%
Rent$2,895/mo
AFFORDABILITYRenting $4,137/mo cheaper ($2,895 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Soquel.
$255,446 on $1,277,230
Out of reach — 112.5% of income
Need $301,371/yr to afford.
PITI$7,032
P/I112.5%
Afford$318K
Gap-$959K
P&I $6,126Tax $756Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing