The median home in Soquel, California is valued at $1,277,230, up 1.1% year over year. Typical monthly rent is $2,895, producing a price-to-rent ratio of 36.8x — well above the national average of 18x. Soquel is part of the Santa Cruz-Watsonville, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Santa Cruz-Watsonville, CA stress score, crash risk, and 12-month forecast →

Home Value$1,277,230

+1.1%

Rent$2,895/mo

AFFORDABILITY

Enter your income for Soquel.

Income (annual)

Down Payment

$255,446 on $1,277,230

Out of reach — 117.8% of income

Need $315,600/yr to afford.

PITI$7,364

P/I117.8%

Afford$304K

Gap-$974K

P&I $6,458Tax $756Ins $150

Renting $4,469/mo cheaper ($2,895 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Soquel with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Santa Cruz-Watsonville, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Santa Cruz-Watsonville, CA metro.

View Santa Cruz-Watsonville, CA metro →

SOQUEL, CA