The median home in Spring Valley, California is valued at $748,428, down 2.9% year over year. Typical monthly rent is $2,354, producing a price-to-rent ratio of 26.5x — well above the national average of 18x. Spring Valley is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$748,428
-2.9%
Rent$2,354/mo
AFFORDABILITYRenting $2,023/mo cheaper ($2,354 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Spring Valley.
$149,686 on $748,428
Out of reach — 70% of income
Need $187,586/yr to afford.
PITI$4,377
P/I70%
Afford$299K
Gap-$449K
P&I $3,784Tax $443Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full San Diego-Chula Vista-Carlsbad, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Diego-Chula Vista-Carlsbad, CA metro.
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