The median home in Stockton, California is valued at $423,113, down 4.0% year over year. Typical monthly rent is $2,006, producing a price-to-rent ratio of 17.6x — near the national average of 18x. Stockton is part of the Stockton, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$423,113
-4.0%
Rent$2,006/mo
AFFORDABILITYRenting $534/mo cheaper ($2,006 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Stockton.
$84,623 on $423,113
Out of reach — 40.6% of income
Need $108,857/yr to afford.
PITI$2,540
P/I40.6%
Afford$292K
Gap-$132K
P&I $2,139Tax $250Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Stockton, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Stockton, CA metro.
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