The median home in Templeton, California is valued at $915,043, up 1.9% year over year. Typical monthly rent is $2,748, producing a price-to-rent ratio of 27.7x — well above the national average of 18x. Templeton is part of the San Luis Obispo-Paso Robles, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: San Luis Obispo-Paso Robles, CA stress score, crash risk, and 12-month forecast →

Home Value$915,043

+1.9%

Rent$2,748/mo

AFFORDABILITY

Enter your income for Templeton.

Income (annual)

Down Payment

$183,009 on $915,043

Out of reach — 85.1% of income

Need $227,914/yr to afford.

PITI$5,318

P/I85.1%

Afford$301K

Gap-$614K

P&I $4,627Tax $541Ins $150

Renting $2,570/mo cheaper ($2,748 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Templeton with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full San Luis Obispo-Paso Robles, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Luis Obispo-Paso Robles, CA metro.

View San Luis Obispo-Paso Robles, CA metro →

TEMPLETON, CA