The median home in Thousand Oaks, California is valued at $1,015,878, down 0.3% year over year. Typical monthly rent is $3,255, producing a price-to-rent ratio of 26x — well above the national average of 18x. Thousand Oaks is part of the Oxnard-Thousand Oaks-Ventura, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$1,015,878
-0.3%
Rent$3,255/mo
AFFORDABILITYRenting $2,633/mo cheaper ($3,255 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Thousand Oaks.
$203,176 on $1,015,878
Out of reach — 94.2% of income
Need $252,343/yr to afford.
PITI$5,888
P/I94.2%
Afford$302K
Gap-$714K
P&I $5,137Tax $601Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full Oxnard-Thousand Oaks-Ventura, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oxnard-Thousand Oaks-Ventura, CA metro.
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