The median home in Torrance, California is valued at $1,091,519, up 0.3% year over year. Typical monthly rent is $2,811, producing a price-to-rent ratio of 32.4x — well above the national average of 18x. Torrance is part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

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Home Value$1,091,519

+0.3%

Rent$2,811/mo

AFFORDABILITY

Enter your income for Torrance.

Income (annual)

Down Payment

$218,304 on $1,091,519

Out of reach — 101% of income

Need $270,643/yr to afford.

PITI$6,315

P/I101%

Afford$302K

Gap-$789K

P&I $5,519Tax $646Ins $150

Renting $3,504/mo cheaper ($2,811 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Torrance with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Los Angeles-Long Beach-Anaheim, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Los Angeles-Long Beach-Anaheim, CA metro.

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TORRANCE, CA