Median home value: $681K (-5.3% YoY). Rent: $2,708/mo. Price-to-rent: 21.0x. Part of Stockton, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Stockton, CA metro page.
Home Value$681,383
-5.3%
Rent$2,708/mo
AFFORDABILITYRenting $1,113/mo cheaper ($2,708 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Tracy.
$136,277 on $681,383
Out of reach — 61.1% of income
Need $163,757/yr to afford.
PITI$3,821
P/I61.1%
Afford$312K
Gap-$369K
P&I $3,268Tax $403Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing