The median home in Union City, California is valued at $1,216,304, down 5.9% year over year. Typical monthly rent is $2,516, producing a price-to-rent ratio of 40.3x — well above the national average of 18x. Union City is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,216,304

-5.9%

Rent$2,516/mo

Prices falling — better for buyers.

Affordability

Enter your income for Union City.

Income (annual)

Down Payment

$243,261 on $1,216,304

Example: $75,000 household income. Change it above to see your own.

Out of reach112.3% of income

Need $300,857/yr to afford.

PITI$7,020

P/I112.3%

Afford$303K

Gap-$913K

P&I $6,150Tax $720Ins $150

Renting $4,504/mo cheaper ($2,516 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Union City with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Francisco-Oakland-Berkeley, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.

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Union City, CA