The median home in Union City, California is valued at $1,216,304, down 5.9% year over year. Typical monthly rent is $2,516, producing a price-to-rent ratio of 40.3x — well above the national average of 18x. Union City is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$1,216,304
-5.9%
Rent$2,516/mo
AFFORDABILITYRenting $4,504/mo cheaper ($2,516 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Union City.
$243,261 on $1,216,304
Out of reach — 112.3% of income
Need $300,857/yr to afford.
PITI$7,020
P/I112.3%
Afford$303K
Gap-$913K
P&I $6,150Tax $720Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full San Francisco-Oakland-Berkeley, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.
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