Median home value: $1216K (-5.9% YoY). Rent: $2,516/mo. Price-to-rent: 40.3x. Part of San Francisco-Oakland-Berkeley, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, San Francisco-Oakland-Berkeley, CA metro page.
Home Value$1,216,304
-5.9%
Rent$2,516/mo
AFFORDABILITYRenting $4,188/mo cheaper ($2,516 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Union City.
$243,261 on $1,216,304
Out of reach — 107.3% of income
Need $287,314/yr to afford.
PITI$6,704
P/I107.3%
Afford$318K
Gap-$899K
P&I $5,834Tax $720Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing