The median home in Upper Lake, California is valued at $313,098, down 1.4% year over year. Upper Lake is part of the Clearlake, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Clearlake, CA stress score, crash risk, and 12-month forecast →

Home Value$313,098

-1.4%

AFFORDABILITY

Enter your income for Upper Lake.

Income (annual)

Down Payment

$62,620 on $313,098

Stretch — 30.7% of income

Above 28% but manageable with cuts.

PITI$1,918

P/I30.7%

Afford$286K

Gap-$27K

P&I $1,583Tax $185Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Upper Lake with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Clearlake, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Clearlake, CA metro.

View Clearlake, CA metro →

UPPER LAKE, CA