The median home in Upper Lake, California is valued at $313,098, down 1.4% year over year. Upper Lake is part of the Clearlake, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$313,098

-1.4%

Prices falling — better for buyers.

Affordability

Enter your income for Upper Lake.

Income (annual)

Down Payment

$62,620 on $313,098

Example: $75,000 household income. Change it above to see your own.

Stretch30.7% of income

Above 28% but manageable with cuts.

PITI$1,918

P/I30.7%

Afford$286K

Gap-$27K

P&I $1,583Tax $185Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Upper Lake with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Clearlake, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Clearlake, CA metro.

View Clearlake, CA metro

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Upper Lake, CA