Median home value: $362K (-4.0% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$362,478
-4.0%
AFFORDABILITY6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Vallecito.
$72,496 on $362,478
Stretch — 33.6% of income
Above 28% but manageable with cuts.
PITI$2,103
P/I33.6%
Afford$302K
Gap-$61K
P&I $1,739Tax $214Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing