Median home value: $463K (-3.0% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$462,982
-3.0%
AFFORDABILITY6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Valley Springs.
$92,596 on $462,982
Out of reach — 42.3% of income
Need $113,357/yr to afford.
PITI$2,645
P/I42.3%
Afford$306K
Gap-$157K
P&I $2,221Tax $274Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing