The median home in Ventura, California is valued at $876,391, down 0.8% year over year. Typical monthly rent is $2,881, producing a price-to-rent ratio of 25.3x — well above the national average of 18x. Ventura is part of the Oxnard-Thousand Oaks-Ventura, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Oxnard-Thousand Oaks-Ventura, CA stress score, crash risk, and 12-month forecast →

Home Value$876,391

-0.8%

Rent$2,881/mo

AFFORDABILITY

Enter your income for Ventura.

Income (annual)

Down Payment

$175,278 on $876,391

Out of reach — 81.6% of income

Need $218,571/yr to afford.

PITI$5,100

P/I81.6%

Afford$301K

Gap-$576K

P&I $4,432Tax $519Ins $150

Renting $2,219/mo cheaper ($2,881 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Ventura with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Oxnard-Thousand Oaks-Ventura, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oxnard-Thousand Oaks-Ventura, CA metro.

View Oxnard-Thousand Oaks-Ventura, CA metro →

VENTURA, CA