The median home in Vista, California is valued at $850,248, down 1.5% year over year. Typical monthly rent is $2,683, producing a price-to-rent ratio of 26.4x — well above the national average of 18x. Vista is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: San Diego-Chula Vista-Carlsbad, CA stress score, crash risk, and 12-month forecast →

Home Value$850,248

-1.5%

Rent$2,683/mo

AFFORDABILITY

Enter your income for Vista.

Income (annual)

Down Payment

$170,050 on $850,248

Out of reach — 79.2% of income

Need $212,229/yr to afford.

PITI$4,952

P/I79.2%

Afford$300K

Gap-$550K

P&I $4,299Tax $503Ins $150

Renting $2,269/mo cheaper ($2,683 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Vista with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full San Diego-Chula Vista-Carlsbad, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Diego-Chula Vista-Carlsbad, CA metro.

View San Diego-Chula Vista-Carlsbad, CA metro →

VISTA, CA