Median home value: $798K (-0.6% YoY). Rent: $3,218/mo. Price-to-rent: 20.7x. Part of Santa Cruz-Watsonville, CA.
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Basic Zillow data only. For stress scores, AI analysis, and trends, Santa Cruz-Watsonville, CA metro page.
Home Value$798,095
-0.6%
Rent$3,218/mo
AFFORDABILITYRenting $1,232/mo cheaper ($3,218 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Watsonville.
$159,619 on $798,095
Out of reach — 71.2% of income
Need $190,714/yr to afford.
PITI$4,450
P/I71.2%
Afford$314K
Gap-$484K
P&I $3,828Tax $472Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing