The median home in Algoma, Mississippi is valued at $228,978, up 5.3% year over year. Algoma is part of the Tupelo, MS metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$228,978

+5.3%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$45,796 on $228,978

Example: $75,000 household income. Change it above to see your own.

Affordable24.7% of income

Under the 28% guideline.

PITI$1,546

P/I24.7%

Afford$259K

Room+$30K

P&I $1,158Tax $155Ins $233

6.50% 30yr, 20% down, county tax + MS ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Mississippi

Compare Algoma with other housing markets across Mississippi.

Oxford$407K Madison$404K Taylor$372K Nesbit$351K Hernando$339K Olive Branch$327K Flowood$323K Pass Christian$294K

Full Tupelo, MS analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Tupelo, MS metro.

View Tupelo, MS metro

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Algoma, MS